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MARCH 20, 2020

Government Relief Around The World for (Covid-19)

Despite providing product to the service industry, we're all being affected by the current pandemic. Be it yourself, friends or your family. Financial relief and support measures are being implemented across the globe to support individuals and businesses infected by the Coronavirus (COVD-19). Below we have sources various programs to help YOU and raise their visibility. 

As updates come to fruition we will update accordingly. Please also send us any updates of programs in your region to help others gain access.



  • Wage subsidy: Eligible small employers will receive a wage subsidy for a period of three months. This is equal to 10% of remuneration paid during that period, up to a maximum subsidy of $1,375 per employee and $25,000 per employer.
  • Defer tax filing: Businesses can defer the payment of any income tax amounts that become owing on or after today and before September 2020. The government will not initiate any GST/HST or Income Tax audits for the next four weeks.
  • Emergency care benefit: Up to $900 bi-weekly, for up to 15 weeks for workers who need to stay home due to illness, parents who need to take care of children, or those taking care of a sick family member.
  • Small Business Loan: Low-interest loans up to $100,000 if your business has been generating revenues for at least 24 months.
  • Purchase order financing: Cover up to 90% of the purchase order amount to ease cash flow to your suppliers.



  • Federal: Low-interest loans up to $2 million through the Small Business Administration for states impacted by COVID-19.
  • State of Massachusetts: Emergency capital up to $75,000 to Massachusetts-based businesses impacted by COVID-19 with under 50 full- and part-time employees, including nonprofits. 
  • State of Florida : Up to $50,000 per eligible small business. Loans of up to $100,000 may be made in special cases. Interest-free for the first year and 12% per annum thereafter.
  • State of Michigan: Grants up to $10,000 (if you have less than 50 employees) and low-interest loans between $50,000 and $200,000 (if you have less than 100 employees)
  • City of New York: Zero-interest loans of up to $75,000 for businesses with less than 100 employees. 40% of payroll costs covered for businesses with less than 5 employees.
  • City of San Francisco: $10,000 for employee salaries and rent for businesses with less than 5 employees.
  • City of Sacramento: Zero-interest loans of up to $25,000.
  • City of Chicago: Low-interest loans up to $50,000 for businesses who’ve suffered more than 25% revenue decrease due to COVID-19 and have under 50 employees.
Additional initiatives by the United States Bartenders’ Guild to assist industry professionals at this uncertain time. -  USBG COVID-19 Relief & Response
Jameson matching pledge to USBG - Jamesons pledging $500,000 to USBG Charity - if you’ve been recently let go from your bar/restaurant. The EDD is waiving the 1 week waiting period to apply for unemployment. - California Petition for aid and assistance for all service industry employees and operators affected by COVID-19. 


  • Business interruption loan: Recover 2 weeks of sick pay due to COVID-19 for businesses with less than 250 employees. £3,000 for businesses whose property’s rateable value is less than £15,000. 
  • Small business grant: Receive a one-off grant of £3,000, if you’re eligible for small business rates relief or Rural Rate Relief, to help meet ongoing business costs.
  • Business rate relief: The Business Rates retail discount in England will increase to 100% for the 2020 to 2021 tax year for properties below a £51,000 rateable value.
  • Rates relief (Scotland): 75% rates relief for retail, hospitality and leisure sectors with a rateable value of less than £69,000 from April 1, 2020. 
  • SMB grants (Scotland): Grants of at least £3,000 to small businesses in sectors facing the worst economic impact of COVID-19.



  • Defer tax debts: Small businesses can defer payment of tax and social debts with a simple email to their company tax department (SIE).
  • Suspension of bills and taxes: Suspended water, gas, electricity and rent bills for the small businesses impacted heavily by COVID-19, as well as the suspension of taxes and social contributions.





  • Self-employed allowance: Self-employed workers are paid a monthly allowance of 500 euros for three months for the municipalities affected by COVID-19.



  • Bridging loans for small businesses: The government is offering the ability to receive a loan or an overdraft on your bank account for SMBs that are missing income or production due to COVID-19.
  • Shorten working hours for employees: For businesses with employees, the government is offering the ability to shorten working hours and request unemployment benefits.
  • Defer tax payments: For SMBs and self-employed businesses there is a 3-month postponement to pay their taxes. These taxes include income taxes, corporation tax, VAT returns and payroll taxes. For income taxes and corporation taxes entrepreneurs can also ask for a reduction.
  • Compensation for the self-employed and SMBs: SMBs and self-employed businesses that need to close their business because of COVID-19 will be compensated €1500 net per month to a maximum of €3500 net for the coming three months.



  • Defer tax debts: Small businesses can defer payment of tax debts, or settle them in instalments, an interest-free period of six months.



  • Short term leave subsidy: Employers receive more than 90% of employees' salaries who have to take short term leave due to COVID-19.
  • Sick pay relief: The government will temporarily take on the full cost of all sick pay costs in April and May. Self-employed persons are also compensated by receiving a standardised sickness benefit for days 1 to 14.



  • Compensation for canceled events: Events that were to be held between March 6 and March 31, 2020, are eligible for compensation as long as this compensation does not result in a profit.
  • Temporary pay compensation: For permanent employees, the salary compensation constitutes 75% of the total salary costs to a maximum of DKK 23,000 per full-time employee per month. For hourly workers, the salary compensation amounts to 90% to a maximum of DKK 26,000 per hour, per month.




  • Financing support: 100% guarantee on loans if year-over-year sales decrease by more than 20%, and 80% if year-over-year sales decrease by 5%.
  • Productivity subsidies: IT tools leading to improvements such as the efficiency of back-office operations are eligible for a subsidy between 300,000 to 4,500,000 yen.



  • Jobs support: A rebate of 8% of the wages, up to a monthly wage cap of $3,600, for three months (provided by July 2020).
  • Wage credit: The government will co-fund wage increases for Singaporean employees earning a gross monthly wage of up to $5,000.
  • Corporate income tax rebate: A 25% rebate of tax payable, capped at $15,000 per company.
  • Property tax rebate: A 15% property tax rebate for qualifying commercial properties.


  • VAT break: VAT break for businesses earning 60 million won or less a year.
  • Financial support: The Special Financial Support for Small Merchant and SMEs will increase from 1.2 trillion won to 4.6 trillion won, and SME support from 0.03 trillion won to 0.63 trillion won.
  • Rent relief: Landlords will receive a 50% income tax break.



  • Tax relief: Two exemptions of personal income tax on COVID-19 prevention-related income; five exemptions for three taxes (value-added tax, corporate income tax, custom duties) on business activities related to supplying COVID-19 prevention materials; four exemptions for six taxes, and two fees on public welfare donation related to COVID-19; and corporate loss carry-forward period extension for businesses impacted by COVID-19. See the official site for more policies.
  • Financial support: Thirty policies issued by People’s Bank of China, Ministry of Finance, Banking and Insurance Regulatory Commission, Securities Regulatory Commission, Foreign Exchange Bureau (official site).
  • Local government policies
    • Beijing: An extension on the tax reporting period; import goods and materials may be exempted from import tax.
    • Shenzhen: Waived two months' rent for state-owned enterprises, reduced loan rates.
    • Shanghai: Tax incentives, reduced credit/loan rates to SMBs, postponed individual tax reporting period.
    • Guangzhou: Waived two months' rent for state-owned enterprises and SMBs, provided bank loan support to SMBs, and prompt employment allowance.
    • Suzhou: Employment allowance, return 1 to 3 months of unemployment insurance, loan rate adjustment.
    • Qingdao: Postponed social insurance period, reduced SMBs tax. 
    • Ningbo: Allowance for families with kids where both parents are employed, tax and rent allowance for SMBs in two months, allowance for canceling exhibitions.
    • Fuzhou: Reduced loan interest for SMBs, opened online service portals for financial organizations.
    • Chengdu: Enhanced financial tax support, allowance given to new industries like 5G, cloud computing to insure their working operation, waived rent for tourism, accommodation, and catering businesses.
    • Hangzhou: Reduced the cost of enterprise financing, provided rent subsidies to employees, reduced health insurance rate.



  • Cash payout: $10,000 cash payout to Hong Kong permanent residents aged 18 or above.
  • Tax relief: Reduced salaries tax and tax under personal assessment for 2019 to 2020 assessment year by 100%, subject to a ceiling of $20,000.
  • Low-interest loans: Low-interest loan (up to $2 million) with a 100% government guarantee for enterprises, which will be open for application for 6 months.



  • Cash flow assistance: Up to $25,000 tax-free subsidy for small and
    medium-sized businesses with annual net sales of less than $50 million.
  • Tax deduction: Instant asset write-off threshold increased from $30,000 to $150,000 for businesses with annual net sales of less than $500 million until 30 June 2020.
  • Support for apprentices and trainees: Eligible employers can apply for a wage subsidy of 50% of apprentice or trainee wages for up to 9 months from 1 January 2020 to 30 September 2020 (up to a maximum of $21,000 per eligible apprentice or trainee).



  • Wage subsidy scheme: Available for businesses struggling to pay employees in all sectors and all regions that can show a 30% decline in revenue for any month between January and June 2020. Affected businesses can receive a subsidy of $585.80 per week for a full-time employee (20 hrs or more) or $350.00 per week for a part-time employee (less than 20 hrs) to a maximum of $150,000.
  • Leave and self-isolation support: Available to support people financially if they need to self-isolate, cannot work because they are sick with COVID-19, or cannot work because they are caring for dependents who are required to self-isolate or who are sick with COVID-19. The payments will be $585.80 per week for full-time and $350 per week for part-time workers. 
  • Business cash flow and tax measures: Measures include the discretion to remit use-of-money interest for heavily affected businesses, increasing the provisional tax threshold from $2,500 to $5,000, increasing the small asset depreciation threshold from $500 to $1,000 and to $5,000 for 2020/2021, and removing the hours test from the In-Work Tax Credit (IWTC) from July 1, 2020.




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